Challenge of Manulife Micro insurance specifically in Vietnam market and commonly in the whole market.

Challenge of Manulife Micro insurance specifically in Vietnam market and commonly in the whole market.
In Vietnam, please follow the below frame idea
A. Government:
• Government doesn’t support low-income people —> Affects to the
gross sale of the company.
• Change in regulation (stop subsidizing to pay for healthcare): the
company is not adaptive enough to follow the change.
B. Actual delivery to clients (communication channel):
• There are many different ways of offering the products to customer.
• The company needs to consider them carefully and make a good
selection of which models should be used (agents, partnership, etc.).
• As every country is different, they also need to make very detailed,
good, clear policies in order to protect their clients that still adhere to
regulations.
• Balance between sufficient protection of the company and offering
affordable product with its true value for clients.
In the whole market, you can write it on your own idea

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